Gain a Winning Edge with Employee Assistance Programs (EAPs)
What is an Employee Assistance Program? Employee Benefits have and continue to evolve to meet the needs of this ever changing and sometimes very stressful life we live. Many people …
Gross Profit vs Net Profit
When completing an insurance application for a policy or reviewing the values at the time of a policy’s renewal, gross profit margin is a figure that is required to determine …
Professional Liability Policies: Occurrence vs Claims-made Coverage
We often get questions about the difference between Occurrence and Claims-made policies when it comes to professional liability insurance. Provincial pharmacist colleges often accept both types of coverage – so …
What is a Statement of Values Form?
Each year, you will be asked to fill out a statement of values form prior to your pharmacy’s renewal. But why does it matter? By filling out this form, you …
Insurance Broker Principles of Conduct
At McCaslin Horne Insurance Brokers, we are committed to the fair treatment of each our customers. As an independent Ontario insurance brokerage, we adhere to the code of conduct outlined …
Halton Hills Eagles Tier 2 U14 Sponsorship
We are excited to sponsor The Halton Hills Eagles Tier 2 U14 baseball team for the upcoming season. The sponsorship money will go towards helping the team cover costs of …
Halton Hills Thunder U11 AA Hockey Sponsorship
We are very proud to be a sponsor for the Halton Hills Thunder U11 Hockey team this year! We hope the team has a great season. Pictured above is a …
What are Healthcare spending accounts?
What are Healthcare spending accounts? Healthcare spending accounts are a pre-determined amount of money that an employer provides to an employee to be used for routine health and dental expenses. …
Are You Paying the Bank too Much to Insure Your Business Loans?
If you are healthy, you certainly are… Have you ever stopped to consider how many times you signed for your business loans? The answer is usually twice. Once on behalf …
The COVID Vaccine and Your Insurance: What You Need to Know
As more pharmacies in Canada are gearing up to provide the COVID vaccine, you may be wondering how this affects your insurance coverage. What does this mean for your …
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