News and Updates
October 8, 2024
Coordination of Benefits: Who Pays When Both Spouses Have Coverage?
Employee Benefits, News and UpdatesFamilies with Two Plans It can be very common that both spouses have a benefit plan through their employers for both health and dental coverage. When employees and their dependents ... Read More
June 17, 2024
Critical Illness Benefits: Should you offer CI coverage to your employees?
Employee Benefits, News and UpdatesThe Birth of C.I. Insurance While working on the first successful heart transplant in December 1967, Dr. Marius Barnard, a South African heart surgeon, observed that after surviving surgery, patients ... Read More
May 23, 2024
Our office has moved!
News and UpdatesOur office has moved! We remain in the same building but have moved to a larger suite to accommodate our growing business. Our new address is: 211 Guelph St, Suite ... Read More
January 29, 2024
Emergency Medical Coverage while Travelling
Employee Benefits, News and UpdatesEmergency Medical Coverage When You Travel: Understand Your Coverage and be Prepared Before you Leave Escaping the Canadian Winter Coming out of COVID Canadians are traveling more than ever but ... Read More
October 2, 2023
Gain a Winning Edge with Employee Assistance Programs (EAPs)
News and UpdatesWhat is an Employee Assistance Program? Employee Benefits have and continue to evolve to meet the needs of this ever changing and sometimes very stressful life we live. Many people ... Read More
May 31, 2023
Gross Profit vs Net Profit
News and UpdatesWhen completing an insurance application for a policy or reviewing the values at the time of a policy’s renewal, gross profit margin is a figure that is required to determine ... Read More
December 14, 2022
Professional Liability Policies: Occurrence vs Claims-made Coverage
News and UpdatesWe often get questions about the difference between Occurrence and Claims-made policies when it comes to professional liability insurance. Provincial pharmacist colleges often accept both types of coverage – so ... Read More
October 17, 2022
What is a Statement of Values Form?
Insurance Coverage, News and UpdatesEach year, you will be asked to fill out a statement of values form prior to your pharmacy’s renewal. But why does it matter? By filling out this form, you ... Read More
September 7, 2022
Insurance Broker Principles of Conduct
Insurance Coverage, News and UpdatesAt McCaslin Horne Insurance Brokers, we are committed to the fair treatment of each our customers. As an independent Ontario insurance brokerage, we adhere to the code of conduct outlined ... Read More
February 18, 2022
Halton Hills Eagles Tier 2 U14 Sponsorship
News and Updates, SponsorshipWe are excited to sponsor The Halton Hills Eagles Tier 2 U14 baseball team for the upcoming season. The sponsorship money will go towards helping the team cover costs of ... Read More
October 27, 2021
Halton Hills Thunder U11 AA Hockey Sponsorship
News and Updates, SponsorshipWe are very proud to be a sponsor for the Halton Hills Thunder U11 Hockey team this year! We hope the team has a great season. Pictured above is a ... Read More
September 29, 2021
What are Healthcare spending accounts?
Employee Benefits, Life Insurance, News and UpdatesWhat are Healthcare spending accounts? Healthcare spending accounts are a pre-determined amount of money that an employer provides to an employee to be used for routine health and dental expenses. ... Read More
August 30, 2021
Are You Paying the Bank too Much to Insure Your Business Loans?
Insurance Coverage, Life Insurance, News and UpdatesIf you are healthy, you certainly are… Have you ever stopped to consider how many times you signed for your business loans? The answer is usually twice. Once on behalf ... Read More
March 15, 2021
The COVID Vaccine and Your Insurance: What You Need to Know
Insurance Coverage, News and Updates, VaccineAs more pharmacies in Canada are gearing up to provide the COVID vaccine, you may be wondering how this affects your insurance coverage. What does this mean for your ... Read More
September 17, 2020
Protect what’s valuable in your pharmacy with a B Rated Safe
News and Updates, Safe Storage, Protection, Safe, StorageOur pharmacy store insurance program aims to keep your business protected. Part of this means storing your narcotics and cash safely. We encourage our pharmacy owners to use a B-rated ... Read More
August 24, 2020
Cyber Liability: What is the Risk?
Cyber Liability, News and Updates, cyber liability, insuranceCyber Liability… What is the Risk? Oftentimes, what we don’t understand gets put on the “to-do” list underneath a stack of more pressing issues. Unfortunately, when it comes to protecting ... Read More